£25 A Week… 10% Returns… Let's Add Some Common Sense
You may have seen it doing the rounds on social media or something similar. A neat calculation. A confident claim. “The average UK Pension pot...
Read more →In-depth guides and insights on pensions, investing, and financial planning
You may have seen it doing the rounds on social media or something similar. A neat calculation. A confident claim. “The average UK Pension pot...
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You’ve got the wrapper. You’ve been told it’s “tax efficient.” Gold star. But what’s actually inside it? Can you stick crypto in your pension? Shares...
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How pension freedoms gave you choice, and how the government wants it back Let me tell you a story about a very convenient arrangement that...
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Here’s a question that sounds simple but isn’t: who is actually making decisions about your money? It might be you. It might be a wealth...
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If you’ve ever Googled “should I invest passively or actively,” you’ve probably been served a nice clean answer: passive is cheap, active is expensive, passive...
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Protection is meant to be financial planning. It’s literally the part that stops your plan exploding when life happens. Yet the minute you walk into...
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If you’ve ever looked at protection insurance and thought “I’ll come back to that later”, you’re not alone. It’s not as fun as picking funds,...
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For years, pensions have been sold as the gold standard of UK wealth-building. Tax relief on the way in. Growth sheltered from tax. Then 25%...
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Pensions get talked about constantly, but often in ways that manage to be both vague and overwhelming at the same time. “Save for your future.”...
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Investment projections are meant to help you plan, but they can also plant the wrong idea A projection is supposed to answer a simple human...
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This might sound obvious to some people. For others, it’s something that’s never really been explained, despite years of paying into a pension or ISA....
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