Managed ISA Comparison -- Wiseones

At a Glance

All UK managed/robo-adviser ISA providers compared. Click a tab above to explore performance, fees, or reviews in detail.

Providers with fewer than 5 years of performance data are highlighted in amber: Dodl (AJ Bell), InvestEngine, Interactive Investor Managed, Chip. Past performance is not a reliable indicator of future results.

Provider Summary Table

Provider	Inception	Total Cost (est.)	Min. Investment	Risk Levels	Trustpilot	Data Length

Annual Returns by Risk Category (Last 10 Years)

Each dot is one provider's return in one calendar year (2016-2025). Box = Q1 to Q3 of all annual returns. Whiskers = best and worst years. Hover to see provider and year.

Performance Comparison

Box and whisker charts show the spread of annualised returns across measurement periods for each provider at each risk level. Click a risk heading to filter the cumulative chart below.

Annual Return Distribution by Provider & Risk Level (2016-2025)

Each provider shows up to 4 boxes: Lower, Medium, Higher, Highest risk. Each data point is one calendar year's return. Box = Q1 to Q3. Whiskers = best and worst years.

Sources: Provider websites, Nuts About Money, Money to the Masses

Cumulative chart risk level:

Cumulative Performance (2019-2025)

Growth of 100 invested at the start of 2020, using verified calendar year returns. All providers with data from 2020 onwards start at the same point.

Sources: JP Morgan, Vanguard, Wealthify, Moneyfarm, Moneybox, Dodl, HSBC websites and fund factsheets.

Fee Comparison

Total estimated annual cost including platform fee, management fee, and underlying fund charges.

Total Annual Cost (%)

Full Fee Breakdown

Provider	Platform / Mgmt Fee	Fund OCF	Total Cost (est.)	Min. Investment	Fee Notes

Impact of Fees by Investment Scenario

Scenario: Period: Risk Level:

Each provider uses its own annualised return at the selected risk level (net of fees, longest available period of 5yr+). Gross return = net return + provider total cost. Providers marked "unknown" do not publish sufficient performance data at this risk level. Past performance is not a reliable indicator of future results.

Reviews & Usability

App ratings, Trustpilot scores, third-party reviews, and editorial commentary.