Tools

Wiseones Tools

Free, interactive calculators and dashboards to help you understand your finances. No sign-up required, no data stored, everything runs in your browser.

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Take Home Pay Calculator

See exactly how your salary breaks down after income tax, National Insurance, pension contributions, and student loan repayments. Compare salary sacrifice versus net pay pension schemes.

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UK Key Stats

Live UK economic data updated weekly. Track inflation, mortgage rates, GDP growth, and fund performance across risk categories. Powered by ONS, Bank of England, and FT Markets data.

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Real Salary Calculator

See how a UK salary’s real take-home pay and cost of employment have shifted from 1990 to today. Built-in historical tax bands, employee NI, employer NI, and RPI inflation adjustments show fiscal drag in real terms.

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Tax Wrapper Calculator

Compare what happens when you put the same money into a pension, ISA, or GIA. See the difference in growth, tax treatment, and how long your money lasts in retirement. Uses 2025/26 UK tax rates.

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Financial Survey 2026

How do people really manage their money? Help us find out. Our anonymous survey covers workplace pensions, savings habits, and investment choices.

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Studies

Independent research comparing real investment returns, charges, and outcomes across major UK providers. Real data, no marketing spin.