Wiseones Tools
Free, interactive calculators and dashboards to help you understand your finances. No sign-up required, no data stored, everything runs in your browser.
See exactly how your salary breaks down after income tax, National Insurance, pension contributions, and student loan repayments. Compare salary sacrifice versus net pay pension schemes.
Live UK economic data updated weekly. Track inflation, mortgage rates, GDP growth, and fund performance across risk categories. Powered by ONS, Bank of England, and FT Markets data.
See how a UK salary’s real take-home pay and cost of employment have shifted from 1990 to today. Built-in historical tax bands, employee NI, employer NI, and RPI inflation adjustments show fiscal drag in real terms.
Compare what happens when you put the same money into a pension, ISA, or GIA. See the difference in growth, tax treatment, and how long your money lasts in retirement. Uses 2025/26 UK tax rates.
How do people really manage their money? Help us find out. Our anonymous survey covers workplace pensions, savings habits, and investment choices.
Independent research comparing real investment returns, charges, and outcomes across major UK providers. Real data, no marketing spin.