Wiseones Financial Survey

What is your age range? *

Please select your age range.

Are you based in the UK or overseas? *

UK Overseas

Please select your location.

Which region are you based in? *

Please select your region.

What is your employment status? *

Please select your employment status.

Do you have a workplace pension or retirement savings plan? *

Yes No Not sure

Please select an option.

Which provider is your workplace pension with?

Have you changed from the default fund(s) you were placed into?

Yes, I actively chose my funds No, I'm still in the default fund(s) No, I can't choose what funds it is invested in I don't know what the default fund is

Do you know what fees you are paying on your workplace pension?

Yes, I know the exact charges I have a rough idea No, I have no idea

How often do you check your workplace pension?

Do you know how much your employer contributes to your pension?

Yes No I'm not sure

Approximately what percentage does your employer contribute?

0%5%10%15%20%

Do you have any previous workplace pensions from former employers?

Yes, one Yes, more than one No I'm not sure

Have you consolidated (combined) your old pensions?

Yes, into my current workplace pension Yes, into a personal/private pension No, they are still separate I didn't know that was an option

Do you have a Stocks & Shares ISA? *

Yes No

Please select an option.

Which provider is your Stocks & Shares ISA with?

Have you chosen your own investments or are you in a managed portfolio?

I chose my own investments I'm in a managed/ready-made portfolio A mix of both I'm not sure

Do you have a Cash ISA?

Yes No

Do you have any other type of ISA?

Select all that apply

✓Lifetime ISA (LISA) ✓Innovative Finance ISA ✓Junior ISA ✓None of the above

How much approximately do you contribute to ISAs per year?

Do you invest into any other type of account? *

Yes No

Please select an option.

Which of the following do you use?

Select all that apply

Do you hold any investments in individual company shares (stocks)?

Yes, regularly Yes, occasionally No, but I'm interested No, and I'm not interested

Does your employer provide any form of financial guidance or education? *

Yes, regularly (seminars, workshops, webinars) Yes, but only occasionally or on request Yes, but only through an online portal/resources No I don't know

Please select an option.

Have you ever used or attended workplace financial guidance?

Yes, multiple times Yes, once No, I'm aware of it but haven't used it No, I wasn't aware it was available

How useful did you find the workplace financial guidance?

Very useful - it changed how I manage my finances Somewhat useful - I picked up a few tips Not very useful - too generic Not useful at all

What topics were covered?

Select all that apply

What financial topics would you most like guidance on?

Select up to 3

Have you ever spoken to a financial adviser? *

Yes No

Please select an option.

Do you currently see a financial adviser on an ongoing basis?

Yes, I have an ongoing relationship No, it was a one-off consultation No, but I'm considering going back

How do you pay for financial advice?

What did you seek advice on?

Select all that apply

✓Pension / retirement ✓Investments ✓Mortgage advice ✓Tax planning ✓Inheritance / estate planning ✓Protection (life insurance, critical illness) ✓Divorce / financial separation ✓Business finances ✓Other

What is the main reason you haven't spoken to a financial adviser?

I don't think I need one Too expensive I don't know how to find one I manage my own finances I don't have enough money/assets to justify it I don't trust financial advisers I've never thought about it Other

How much would you be willing to pay for a one-off financial advice session?

How would you rate your overall financial knowledge? *

Very confident - I understand most financial products Fairly confident - I know the basics well Average - I know some things but have gaps Below average - I find finances confusing Very low - I avoid thinking about finances

Please select an option.

How confident are you that you are saving enough for retirement?

Do you know what your State Pension age is?

Yes No I'm not sure

Do you have a target retirement age in mind?

Have you ever calculated how much income you might need in retirement?

Yes, in detail I have a rough idea No, I wouldn't know where to start

Do you understand the difference between financial guidance and financial advice?

Yes, clearly I think so but I'm not 100% sure No, what's the difference?

Do you have a monthly budget or spending plan? *

Yes, I track everything closely Yes, a rough one No, but I manage okay No, and I often overspend

Please select an option.

Do you have an emergency fund?

Yes, 6+ months of expenses Yes, 3-6 months Yes, but less than 3 months No, I don't have one

Do you have a will?

Yes, and it's up to date Yes, but it needs updating No, but I plan to get one No, and I haven't thought about it

Do you have life insurance?

Do you have income protection insurance?

Yes No I don't know what it is

How do you primarily learn about personal finance?

Select up to 3

Which best describes your approach to investing?

I prefer low risk - money grows slowly but safely I'm comfortable with some risk for better returns I actively seek higher risk for maximum growth I don't invest at all I'm not sure what my risk appetite is

What are your top financial concerns right now? *

Select up to 3

Please select at least one concern.

If you could improve one thing about your financial situation, what would it be?

Save more each month Understand my pension better Start or improve my investment strategy Get out of debt Create a proper financial plan Protect my family (insurance/wills) Reduce my tax bill Earn more income Other

Has your financial situation improved, stayed the same, or worsened over the past 12 months?

Do you use any financial apps or tools?

Select all that apply

How would you prefer financial guidance to be delivered?

How likely are you to take action on your finances in the next 3 months?

Very likely - I have specific plans Somewhat likely - I want to but need guidance Unlikely - I don't know where to start Very unlikely - it's not a priority right now

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Enter the prize draw

3 winners will each receive a £25 Amazon gift card (or regional equivalent).

First name *

Email address *

Country *

Phone number (optional)

I agree to the prize draw terms and conditions *

Prize Draw Terms & Conditions ▼

The prize draw is operated by F4I Ltd (trading as Wiseones), company number 15809823. Three winners will be selected at random from all valid entries following the close of the survey. Each winner will receive an Amazon gift card to the value of £25 GBP, or the nearest equivalent for their local Amazon marketplace. Gift cards will be delivered by email. The prize draw is open to respondents aged 18 and over. Employees of F4I Ltd and their immediate family members are not eligible. No cash alternative is available. Winners will be notified by email within 14 days of the draw date. Unclaimed prizes may be redrawn after 28 days. Entry data will be used solely for administering the prize draw and will not be shared with third parties. F4I Ltd is the data controller under UK GDPR. Full privacy policy at wiseones.co.uk/privacy-policy. Amazon is not a sponsor of or affiliated with this prize draw.

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Would you be willing to participate in a follow-up survey or interview?

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Wiseones Financial Survey

Welcome to the Wiseones Financial Survey

Thank you for completing the survey!